Knoxville Insurance Store

owner

+18655790500 info@knoxvilleinsurancestore.com

About Knoxville Insurance Store | Local Independent Insurance Agency in Knoxville, TN

Local Insurance Agency in Knoxville, TN (That Actually Answers the Phone)

Knoxville Insurance Store is the local brand of IRM Insurance Agency LLC, a licensed independent insurance agency based right here in Knoxville, Tennessee. Our office is on Kingston Pike in Farragut — not a call center, not outsourced, and definitely not routing your call to another state. 139 five-star Google reviews say we're doing something right.

We've been helping Knoxville homeowners, drivers, and business owners since 2013 — over a decade of local independent insurance in Tennessee.

If you call us at (865) 579-0500, a real person in Knoxville will answer. Not a robot. Not a hold queue. Not Nebraska. You may also know us as IRM Insurance — same team, same office, same phone number.


What Makes Us Different (Besides Being Easy to Reach)

Most insurance agencies sell you a policy and disappear until renewal.

We don’t.

We start with a real conversation — and we make sure you actually understand what you’re buying. Because “I think I’m covered” is not a strategy.

As an independent insurance agency in Knoxville, we:

  • Shop multiple top-rated insurance companies

  • Compare coverage (not just price)

  • Re-shop your policy at renewal

  • Tell you when a better option exists

Translation: we work for you, not the insurance company.


What We Insure (Pretty Much Everything)

Personal Insurance in Knoxville & East Tennessee

  • Home insurance

  • Auto insurance

  • Renters & condo insurance

  • Landlord & rental property insurance

  • Cabin & short-term rental insurance

  • Umbrella policies

  • Motorcycle, RV & classic car insurance

Business & Contractor Insurance (Our Specialty)

We write a lot of contractor insurance in Knoxville, including:

  • Roofers

  • HVAC

  • Electricians

  • Plumbers

  • Excavation & grading

We also handle:

  • General liability

  • Workers comp

  • Commercial auto & fleets

  • Business owners policies (BOP)

  • Cyber liability

  • Bonds & certificates of insurance (fast turnaround)

Need a certificate by 7am?
Yeah — we do that.


Meet the Team

Knoxville Insurance Store is led by Lisa Bushon, AIC, CIC, with advanced designations in both claims and coverage — which means we don’t just sell policies, we understand how they perform when something goes wrong.  Matt Picarello leads the commercial lines team and Donavan Hensley leads our Personal Lines team!  

Our team is small on purpose:

  • You won’t get bounced around

  • You won’t re-explain your situation every time

  • And yes, we will remember your name


Why Local Insurance Matters

Buying insurance online or through a captive agent usually means:

  • One company

  • One option

  • One agenda

Working with a local independent insurance agency in Knoxville means:

  • Multiple options

  • Real advice

  • Someone in your corner when a claim happens

We understand:

  • Tennessee insurance requirements

  • East Tennessee weather risks

  • Local construction costs

  • Coverage gaps that most people don’t realize until it’s too late


Our Promise (No BS Version)

  • We won’t sell you coverage you don’t need

  • We will tell you if you’re underinsured

  • We explain things in plain English

  • We answer the phone

  • We follow up

Simple, but apparently rare.


Serving Knoxville & All of Tennessee

We work with clients across:
Knoxville, Farragut, Hardin Valley, Cedar Bluff, Powell, Maryville, Oak Ridge, Lenoir City — and throughout Tennessee including Nashville and Chattanooga.You may also reach us at insurance@tninsurancestore.com

📍 11002 Kingston Pike, Suite 103
Knoxville, TN 37934

📞 (865) 579-0500


Get a Quote (No Pressure, No Weird Sales Tactics)

Call, stop by, or request a quote online — we’ll follow up the same day.

No scripts. No gimmicks. Just solid coverage and straight answers.